The Pathway Premium plan covers trip cancellation 100% up to $100,000 and trip interruption 150% of insured trip cost. Also included is $100,000 primary emergency accident and sickness medical coverage. It covers pre-existing medical conditions when coverage is purchased within 14 days of deposit and the full, nonrefundable trip cost is insured. It offers $1,000 for potential accommodations/lodging expenses due to trip delay and airline ticket change fee.

This plan offers Optional Coverages** including:

• Cancel for Any Reason (CFAR) provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this plan. Must be purchased within 14 days of the initial trip deposit date. To qualify for the CFAR benefit, the total trip cost per person must be less than $15,000 and you must insure the full, nonrefundable trip cost. Residents of MA & PA must purchase the plan at least 60 days prior to their Scheduled Departure Date. (Not available to residents of NY)
• Interruption for Any Reason (IFAR) if purchased provides reimbursement for 50% of the insured trip cost up to $50,000
• Adventure Sports Medical Coverage $10,000 or/and $10,000 Extreme Sports Medical Coverage
• Rental Car Damage Coverage $50,000

**Additional cost and terms apply. Available options differ by state.

This plan is only available to U.S. Residents

Benefits

Eligibility:

• Valid for US Residents up to age 85 traveling within the U.S and/or internationally who have not left on their trip
• Plan is available for purchase 599 days in advance of departure/Coverage for a maximum of 90 days
• Plan must be purchased prior to departure from the US
• Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
• This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.