Quote & Buy Multi-Trip Gold Travel Insurance
Why Travelers Trust Multi-Trip Gold
Designed for year-round peace of mind for people who love to travel. Coverage for unlimited international trips in a 12 month period (70 days max. per trip) $500,000 medical / $250,000 evacuation. Available to residents of certain U.S. states. Issued up to age 94. To be eligible for this plan, you must be enrolled in a primary health plan.
What does Blue Cross Blue Shield Global Solutions Multi-Trip Gold include? If at any point you have any questions give us a call today and let us help you find the right travel insurance for you.
- $250,000 medical evacuation benefit
- Up to $500,000 for sickness and accidents
- Hospital care, surgery, office visits, prescription drugs and more
- Unlimited trips in a 12 month period (70 days max. per trip)
- Covers pre-existing conditions for medical services and medical evacuation
An emergency medical evacuation from overseas can easily cost upwards of $100,000 or more. Many domestic health plans do include some foreign medical emergency travel benefits however coverage may be limited, include heavy copays or deductibles, and may not pay for emergency medical transportation.
Example: A Medicare Supplement plan that includes Foreign Medical Emergency benefits provides a $50,000 lifetime maximum benefit and provides reimbursement of 80% of your foreign emergency medical expenses. There is also a $250 deductible per occurrence. That is simply not enough coverage.
That's why this is the perfect plan for those who have reached the age where they now have the time to travel. Whether you are knocking out two, three, four or more destinations a year off of your bucket list or you just want the peace of mind in knowing you have year round travel emergency coverage, you won't find a better value than Blue Cross Blue Shield Global Solutions Multi-Trip Gold.
Blue Cross Blue Shield Global Solutions Multi-Trip Gold Special Features:
- Pre-existing medical conditions are not excluded
- Deductible waived if Blue Cross Blue Shield Global Solutions international physician network is utilized
- Cashless access to pre-selected doctors in more than 150 countries
- Online toll free access to Blue Cross Blue Shield Global Solutions drug translation guide
- Legal assistance and emergency cash advancements
- Destination specific health information available for 200+ cities outside the U.S.
- Post Departure Trip Interruption quarantine benefit for lodging & incidentals. $25/day for up to 10 days
Security profiles including crime and terrorism risk for 180 countries
Benefits:
| Maximum Benefits | Essential |
| Emergency Medical Maximum Benefit per Trip Period |
$500,000 |
| Deductible Deductible is waived if services are provided by a Blue Cross Blue Shield Global Solutions International Health Care Community facility. |
$200 |
| Emergency Medical Evacuation Deductible is not applicable. Maximum Benefit per Trip Period |
$250,000 |
Medical Benefit Limitations |
Insurer pays after the deductible and copayment, if applicable, subject to First Level Payment Percentage listed above |
| Professional Services a. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab b. Office Visits: including X-rays and lab work billed by the attending physician. |
The Insurer will pay 100% of the Reasonable Charges up to a maximum as stated on the Insured Person's Declaration page. |
| Inpatient Hospital Services: a. Surgery, X-rays, In-hospital doctor visits b. In-patient medical emergency |
The Insurer will pay 100% of the Reasonable Charges up to a maximum as stated on the Insured Person's Declaration page |
Ambulatory Surgical Center |
The Insurer will pay 100% of the Reasonable Charges up to a maximum as stated on the Insured Person's Declaration page |
| Ambulance Service (non Medical Evacuation) | 100% up to $1,000 Maximum per Trip Period |
Benefits for claims resulting from:
|
Reasonable Charges limited to the Trip Period Maximum up to $10,000 whichever is less |
| Outside the U.S. Outpatient prescription drugs | 50% of Reasonable Charges up to $5,000 Maximum per Trip Period |
| Dental Care required due to an Injury | 100% of Reasonable Charges with a maximum benefit of $200 per Trip Period |
| Dental Care for Relief of Pain | 100% of Covered Expenses up to $100 maximum per Trip Period |
| Physical and/or Occupational Therapy/Medicine, including spinal manipulations and other specified therapies including acupuncture | Maximum payment of $100 per visit and maximum of 6 visits per Period of Insurance |
Services provided in addition to the benefits above
Blue Cross Blue Shield Global Solutions Global Health and Security Services
- Access to contracted doctors in more than 180 countries
- Access to worldwide security information in more than 166 countries and 245 cities
- Online doctor search with more than 4,200 contracted physicians.
- Access to Drug Translation Guide
- Health and security news alerts
- Provided through the Blue Cross Blue Shield Global Solutions Travelers Club
Ten Day Money Back Guarantee
YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our Blue Cross Blue Shield Global Solutions Multi-Trip Gold Product, simply return your Certificate of Insurance and your ID Card to Blue Cross Blue Shield Global Solutions within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip before the date of your letter, you will receive a full refund.
| Policy Maximums | Insurer pays Per Insured Person |
| First Level Payment | The Insurer will pay 100% of the Reasonable Charges up to a maximum benefit as stated on the Insured Person's Declaration page |
| Accidental Death And Dismemberment | Maximum Benefit: Principle Sum up to $25,000 |
| Repatriation Of Remains | Deductible is not applicable. Maximum Benefit up to $25,000 |
| Bedside Visit | Deductible is not applicable. Maximum Benefit per Trip Period up to $1,500 for the cost of one economy round-trip air fare ticket to, and the hotel accommodations in, the place of the Hospital Confinement for one (1) person |
Eligibility:
- Available to U.S. residents (Not available to residents of New York state and Washington state)
- Under Age 95
- Enrolled in a Primary Plan
- For children under age 6, must be enrolled with a parent
- Initial purchase must be made in home country prior to departing on trip
(Medicaid and Veterans Administration health benefit plans are not considered a primary plan under this policy)
Need help? Request a quote from a Travel Insurance Center® expert.